Live Bank Connectivity
Bank statement upload and reconciliation works today. Direct connectivity via RBI's Account Aggregator framework — so every debit and credit is visible without exporting a CSV — is in active development.
MarginPulse brings your invoices, bank records and GST data into one reconciliation workflow — surfacing exceptions, quantifying their potential ₹ impact, and helping your team focus on what actually matters before a filing deadline or audit catches you off guard.
Set up once, then let the workflow do the reconciling — today from uploaded data, with live connectivity expanding next.
Upload invoices and receipts (OCR-extracted automatically) and your bank statement as a CSV. Live bank connectivity via India's Account Aggregator framework is in active development.
Every transaction, every invoice, every vendor's GST filing status — matched and cross-checked, then scored by rupee impact and urgency. Not a spreadsheet of maybes. A ranked list of what actually matters.
Get surfaced the moment ITC looks at risk or a mismatch appears — while the filing window is still open and there's still time to act. Not buried in a report. Now.
Three sources of truth that are supposed to agree. When they don't, we tell you exactly what it's worth and what to do about it.
Every feature designed around how Indian businesses actually work — not adapted from foreign software.
Bank statement upload and reconciliation works today. Direct connectivity via RBI's Account Aggregator framework — so every debit and credit is visible without exporting a CSV — is in active development.
Sales and purchase invoices matched against bank transactions using a vendor + value + date matching engine. Confidence-scored. Tunable tolerances.
Checks vendor GSTR-1 filing status and surfaces potential ITC at risk before the deadline — so you can investigate while the filing window is still open, not after the next GSTR-2B.
Payments made without invoices. Invoices raised without payments. On the roadmap, extending the same reconciliation engine to catch leakage before a year-end audit finds it instead.
Runs automatically on a daily schedule — duplicate payments and missing invoices are flagged and scored, not left for someone to notice at month-end.
Every transaction traceable end-to-end from bank entry to invoice to GST record. One-click export at any time. No scrambling before filing deadlines.
Forward an invoice or receipt to a MarginPulse WhatsApp number for OCR processing and automatic queueing. Rolling out as part of controlled beta.
AI-drafted follow-up messages for vendors whose late GST filings are blocking your ITC — ready to copy and send. One-click send via WhatsApp/email is next.
Add your CA, accountant, or finance team members. Team activity is logged for accountability; per-member attribution on every action is being refined.
The core engine works today. Everything below extends it — it doesn't replace it.
Bank, invoice and GST data matched and cross-checked — available now.
Mismatches ranked by potential ₹ impact, not left as a flat list — available now.
Account Aggregator bank sync and continuous GST sync — in progress.
Vendor follow-up sending, action ownership, multi-client portfolios — coming next.
Always-on financial risk monitoring, not a periodic check-in — the long-term direction.
MarginPulse is in controlled beta. The reconciliation workflow above is real and in active commercial validation — we're not going to dress it up with numbers we can't back or names we can't confirm. As real usage grows, this section grows with it.
MarginPulse helps finance and tax professionals identify potential issues. It does not replace a CA, tax professional, or auditor, and does not make filing or compliance decisions on your behalf.
Every day without a reconciled view is another day a mismatch or a deadline can quietly slip past.